Move money as easy as texting. 🚀

AI-powered payments inside WhatsApp. Multi-currency. Zero hassle.

Join the WhatsApp waitlist

txtpay global money transfers illustration showing diverse people using their phones

Simplify Your Financial Life

Experience the future of banking with our AI-powered WhatsApp assistant

Instant Payments

UPI, Pix, or ACH in seconds.

Multi-currency

Send ₹, $, €, د.إ & more.

Smart Insights

Daily spend nudges & savings tips.

How It Works

Get started in minutes with these simple steps

Start chat

Message txtpay on WhatsApp to begin

txtpay Assistant

Online

Link bank in 60 sec

Securely connect your accounts

txtpay Assistant

Online

Pay • Ask • Save

Manage all your finances in one chat

txtpay Assistant

Online

What Our Users Say

Join thousands of satisfied users who are transforming how they manage money

Priya S.

• Mumbai, India

txtpay has changed how I manage money! I just ask the bot to pay my electricity bill and it's done in seconds. So convenient! 🙌

Carlos M.

• São Paulo, Brazil

Enviar dinheiro para minha família nunca foi tão fácil! Com txtpay, faço transferências PIX instantâneas diretamente pelo WhatsApp. Incrível! 🇧🇷

Maria R.

• Mexico City, Mexico

Uso txtpay para enviar dinero a mi familia en Estados Unidos. Las tarifas son mucho más bajas que Western Union y el dinero llega en horas, no días! 💸

Rahul M.

• Bangalore, India

The spending insights are incredible. It noticed I was paying for 3 streaming services and suggested which one to cancel based on my viewing habits. Saved ₹499/month! 💰

Jennifer T.

• New York, USA

I was skeptical about managing finances through WhatsApp, but txtpay's security features won me over. Now I use it daily for splitting bills with roommates and tracking expenses. 🔒

Ananya K.

• Delhi, India

Sending money to my brother studying in the US used to be such a hassle. Now I just tell txtpay and the transfer happens with almost no fees. Amazing service! 🌟

Plugged into the world's fastest payment rails.

txtpay bridges domestic and cross-border real-time networks so your money never waits.

FedNow

US Instant Payments

SEPA

European Payments

ACH

US Bank Transfers

PIX

Brazil Instant Payments

UPI

India Unified Payments

SPEI

Mexico Interbank Transfers

PayNow

Singapore Fast Payments

Faster Payments

UK Real-Time Transfers

Stablecoins

Global Digital Currency

Simple, Transparent Pricing

No hidden fees, no surprises

Pay Only For What You Use

Most features are completely free

Free UPI & domestic transfers
0.45% FX spread on international transfers
₹99/mo for Pro Insights (optional)

No hidden fees
No minimum balance
Cancel anytime

Frequently Asked Questions

Everything you need to know about txtpay

How do I get started with txtpay?

Simply send a message to our WhatsApp number to join the waitlist. Once approved, you'll receive a welcome message with instructions to link your bank account securely. The entire process takes less than 2 minutes.

Is txtpay secure?

Which banks are supported?

Are there any hidden fees?

How does the AI financial coach work?

Can I use txtpay internationally?

What about stablecoins and crypto?

Be first to try txtpay

Join our exclusive waitlist today and revolutionize how you manage money on WhatsApp

Join the WhatsApp waitlist